25 May 2018

3 Risk Factors for Developing an Addiction

You  have  hit  Day  0  again.  If  you  have  an  addictive  personality,  you  know  how  frustrating  this  can  be  sometimes.  After  battling  your  vice  with  all  of  your  will,  you  are  beaten  again.  Then,  when  you  try  to  get  back  up,  it  stomps  you  back  down  again.  Addiction  is  not  something  to  be  taken  lightly.  Therefore,  if  you  are  aware  you  have  an  addictive  personality,  help  to  avoid  destructive  behavior  is  a  proactive  step  for  you  to  take.  

However,  attempting  to  avoid  something  is  no  easy  task.  Unfortunately,  many  people  are  already  in  the  throes  of  addiction  before  they  start  their  battle  against  it.  This  is  why  it  is  important  for  you  to  know  if  you  have  any  potential  risk  factors  that  could  lead  you  towards  addiction.  If  you  do,  you  should  consult  with  your  doctor  and  discuss  therapy  to  ensure  you  do  not  develop  dangerous  habits.  

Listed  below  are  some  of  the  warning  signs  that  you  might  be  at  risk  of  developing  an  addiction.  

#1 - Heredity

This  is  one  of  the  big  three  of  risk  factors.  It  is  the  basic  idea  that  like  tends  to  follow  like.  If  you  have  a  history  of  substance  abuse  in  your  family,  especially  from  your  parents  or  grandparents,  you  are  more  likely  to  develop  an  addiction  to  a  substance;  whether  legal  or  illegal.  This  rule  is  true  for  any  addiction.  If  either  of  your  parents  were  addicted  to  alcohol,  then  you  are  at  a  much  higher  risk  of  developing  a  drinking  problem  yourself.  

However,  it  does  not  always  work  that  way.  Some  individuals  have  what  is  called  an  "addictive  personality."  This  means  that  they  can  easily  become  obsessed  with  a  notion  or  a  habit.  For  the  
aforementioned  alcohol-addicted  parent,  his  or  her  child  could  become  addicted  to  gambling  instead.  Heredity  increases  your  chances  by  a  large  margin,  so  if  there  is  history  of  addiction  within  your  family,  a  talk  with  your  doctor  is  a  step  towards  healing.  

#2 - Past Addiction

If  you  have  suffered  with  an  addiction  at  some  point  in  the  past,  your  brain  will  have  formed  neural  pathways  that  make  it  easier  for  you  to  give  in  to  your  past  addiction.  Even  if  you  managed  to  break  free  from  it,  those  pathways  are  still  in  place,  though  they  are  now  in  disuse.  However,  this  makes  you  potentially  more  susceptible  to  becoming  addicted  again,  perhaps  to  the  same  substance  or  to  a  different  one.  

In  addition,  if  you  were  exposed  at  a  young  age  to  a  drug,  usually  between  the  ages  of  18  and  24,  although  it  can  also  be  earlier,  you  are  much  more  likely  to  become  addicted  again  to  that  drug.  Unfortunately,  drug  use  while  your  brain  is  still  developing  can  make  you  more  likely  to  develop  an  addiction.  If  this  is  the  case  for  you,  use  extreme  caution  around  any  substances  that  cause  a  high  rate  of  addiction.  

#3 - Environment

The  third  most  common  warning  sign  of  a  pending  addiction  is  the  environment  that  you  came  from.  If  your  parents  were  absent  when  you  were  younger,  for  example,  you  are  at  a  higher  risk  of  developing  an  addiction  than  if  they  had  been  present.  And,  unfortunately,  many  young  adults  fall  into  the  trap  where  they  get  addicted  while  their  brains  are  still  developing.  As  mentioned  previously,  this  makes  them  even  more  susceptible  to  getting  addicted  to  other  substances.  

Peer  pressure  is  a  second  environmental  warning  sign.  The  opinions  of  others  can  be  very  persuasive,  especially  for  younger  generations.  This  can  lead  to  an  addiction  that  can  spiral  out  of  control.  Depending  on  your  experience,  you  may  need  to  avoid  environmental  triggers  that  could  influence  you  back  to  or  closer  towards  substance  abuse.  

Keep a Watchful Eye

One  of  the  most  important  things  to  do  is  to  have  hope,  a  reason  to  live  beyond  an  addiction.  Even  if  you  fit  one  of  these  three  descriptions  of  addiction  development,  you  can  still  recover.  If  you  are  addicted  and  are  reaching  out  for  help,  there  are  places  and  solutions  out  there  to  support  you.  All  you  need  to  do  is  look  for  them.  

23 May 2018

How to Choose the Right Bank Account

Choosing the right bank account can get confusing and slightly frustrating. It’s important to invest time in choosing your bank properly, however, as you can end up saving yourself more time, money, and stress by picking the best option for you. There are a lot of different options available from a range of different banks and while it may seem easiest to just pick the most popular one, you will be doing yourself a favor by picking the best option for you. There’s no shortcut to finding the right bank account, but with some research, the right decision can really pay off.
Photo by rawpixel on Unsplash

Figure out What You Want--

Before you set about opening a bank account, you need to first figure out and write down exactly what it is that you want. Ask yourself about your main needs and wants. Consider how you use your bank in your everyday life and what your main priorities are. If you are a busy person who spends a lot of time out and about, a bank that has a lot of ATMs available might be best for you. However, if you are interested in finding high-interest rates because you have a lot of savings, an online bank might be more appropriate. Lots of people find it very helpful to have mobile or online banking available to them, but this may not be available at smaller banks.

Choose the Type of Account to Suit Your Needs--

Once you’ve figured out what you want to get out of your banking, start looking around for accounts that suit your needs, focusing on your checking account first. There are lots of free checking accounts available such as this one, but often they will charge extra for certain services, such as bouncing a check, which can add up over time. Try not to get overwhelmed, there may be lots of options to choose from, but with a little sifting through them, you can find the perfect one for you. Once you’ve picked your checking account, you can look at a new savings account, or simply remain with your current savings account if you have one

Compare Your Options--

Once you’ve narrowed down your search to a few top contenders, start weighing up the pros and cons of each of them against each other. They will likely be very similar options, so it can become difficult to choose. If it is difficult, ask others for their opinions, or use an online service to help you compare banks.

Is It Worth It to Switch Bank Accounts?--

It is likely that you already have a bank account and are looking to change banks, but before you commit to switching accounts, consider if it is really worth it. Weigh up the time and effort it will take you to switch accounts. Oftentimes, this may be very minimal since a lot of banks offer quick and easy ways to switch banks, but occasionally it could be a long process, so make sure you check. 

Addressing Your Hip Pain and Weakness

There are plenty of people out there that love to be active but have had to give up some of their favorite activities because of hip pain or discomfort. Maybe you’re one of these people and you’re looking for ways to relieve that pain, strengthen your hips, and find ways to get out there that will go easy on your joints.

This is a compilation of some basic go-to’s to try out for yourself. Talk any appealing options with your primary care physician, physical therapist, or a qualified practitioner to determine what exercises and activities will be the best for your situation.


Most exercises for sensitive hips center on using your hip flexors and muscles like your gluteus maximus (your buttock muscles) that might not be getting much movement or exercise themselves.

You can use slow, easy movements and stretches to work these and related muscles, warming them up and improving their strength and range of movement. Giving kind attention to these areas surrounding your hips can help with pain relief at the same time.


Narrowing down the number of exercises to those that are effective without harming or straining your hips can sometimes be frustrating. Know that strengthening your hips will take time and patience.

Some good exercises make use of resistance bands. You can place one of these around your ankles for specific exercises where you’ll walk forward in a wide stance. An exercise ball is also a great resource where you can incorporate abdominal exercises.

Exercises with these pieces of equipment or familiar things like planks and bridges use easy marching movements that focus on your hips whilst working through your other muscles and ligaments.


Despite any limitations you are experiencing, you can still take part in fun, fulfilling activities with friends and family. If you’re not sure where to look for more ideas, a search for activities after hip surgery will provide you with low-impact options that won’t push your hips too hard. Some of these are:

Golfing This activity gives you the opportunity to get out and move around at your own pace. With small movements and adjustments to your posture, you’ll be able to stay aware of how your hips are feeling and keep from causing yourself additional pain or injury.

Cycling Riding your bike is a great exercise even for those without hip issues. It provides great range-of-motion movements for your legs without the high impact of running or other sports. It will also aid in strengthening the muscles and tendons that connect down through your knees.

Light Tennis If you want to be more present in the activity, tennis will help keep your mind engaged while allowing your body to explore all directions of movement. Don’t get carried away though! Your competitive side should be reined in to prevent aggravated pain or injury.


As a final reminder, it’s important to give your body time to adapt to the changes you’re trying to make. If you’re unsure what exactly your body needs and how to meet your goals safely, consult a doctor or therapist. They will be able to make dietary and other recommendations that can supplement the exercises they suggest.

14 May 2018

4 Ways to Cut New Home Construction Costs

Building a new home always requires a significant investment, but this doesn’t mean that you can’t find a way to cut costs at least a little bit. However, in order to achieve this, it’s important to get well-informed and consider different possibilities. You can start by taking a look at the following 4 ways to reduce a new home construction costs and find a way how to incorporate these suggestions into your own strategy.

Photo by Greyson Joralemon on Unsplash

#1 - Use Space in a Smart Way

One of the most important factors that will determine the construction costs is definitely the size of your new home. So, the easiest ways to avoid paying an arm and a leg for it is to opt for a smaller living space which will satisfy your needs without leaving you bankrupt. However, don’t think that a smaller place will necessarily mean that you should compromise on comfort since such a home can be equally as great as any other one that is twice as big. You just need to learn how to use space in a smart way and opt for multi-purpose rooms. For example, you can build a dining room separate from your living room thus turning it into a more private and peaceful place which can be easily used as an office when necessary as well. Additionally, you should try to incorporate as many niches which won’t occupy any space and still provide you with some extra room for your coats and shoes.

#2 - Build a Basement and Make Good Use of It

Why would you build another floor when building a basement is a much more affordable solution? More importantly, if nicely arranged, it can serve you as great storage space where you can keep your clothes and other personal belongings. However, this doesn’t mean that you should bring all the clutter downstairs since once you overcrowd it, your basement will become completely useless. Additionally, you can go a step further and turn it into a beautiful training room or use it to keep some appliances like a washing machine or water purifier which can be too loud and annoying when kept near the bedroom. No matter what you decide, it’s most important to utilize any free space.

#3 - Come up with a Sound Plan

Having a sound plan will save you from any unexpected issues and additional costs. Don’t forget that building a new home requires a lot of work so it’s extremely important to start planning everything in advance. This way, you’ll have time to think about hiring a home builder who will provide you with the best possible deal, as well as make sure to avoid paying an increased loan interest. On top of that, you’ll also have enough time to consider some essential details like choosing the right lighting fixtures and appliances since all of this can lead to lowering the total cost of building a new place significantly.  

#4 - Opt for a Pre-Designed Home

Lastly, one of the most popular ways to decrease the new home constructions costs is by opting for a pre-designed one. Owing to this decision, you’ll be able to reach the building phase faster and have everything finished much quicker. Of course, keep in mind that opting for this option doesn’t mean that you can’t bring in any changes and adjust your new place to your personal needs. On the contrary, you’ll have a chance to customize your home in many ways and even add some extra rooms if you deem them necessary. Finally, try to be realistic and don’t forget that building a home will always be a more expensive option than just renting a place, but we guarantee you that it will definitely pay off in the long run.
To sum up, there are numerous ways to strike a good deal and have your home built for an affordable sum of money. However, this will require a lot of planning on your side, so don’t be lazy and get down to work as soon as possible.

11 May 2018

5 Affordable Places to Visit for a Family Vacation

Photo by Jeremy Bishop on Unsplash

#5 - San Diego

In San Diego, it’s always sunny! This is just one reason why it is the perfect place to take your family! You see, San Diego is considerably more affordable than many of the other cities in California. By many accounts, it is also one of the nicest cities in California. Even if it does lack some of the glitz and glamour of Los Angeles, it makes up for it with a beautiful zoo, less crime, better weather, nicer people, and some great restaurants! All of this is compounded by the myriad of inexpensive hotels and motels all around the city! One of the best things about San Diego is the variety of amazing places. You have Balboa Park, the San Diego Zoo, the USS Midway Museum, and a wide variety of beautiful beaches!

#4 - Niagara Falls

Niagara Falls is considered one of the “Wonders Of The World”, and when you see the waterfall and the sheer speed at which it comes down, you’ll know exactly why! This is a beautiful place to take your family, and when you go to Niagara Falls, you are able to witness the power and the force and the sheer magnificence and beauty of nature itself! To get directly to Niagara Falls, taking a charter bus is one very good option, and it will take you directly to the falls! Niagara Falls is truly a beautiful place, and it is affordable and located by many inexpensive hotels and motels.

#3 - Yellowstone National Park

Yellowstone National Park may not seem particularly affordable, but with some planning, you can easily afford it and have a great time at this absolutely amazing national park! One of the most notable things about Yellowstone National Park is the fact that it stretches on and on, for three-thousand miles! These three-thousand miles consist of gorgeous lakes, forests, hot springs, geysers, waterfalls, mountains, canyons, and much more! This is a wondrous place to visit and to explore, and while you certainly can’t see everything in a week, there is no need to. There is quite a bit of value in simply wandering around and witnessing what nature has given birth to!

#2 - Myrtle Beach

Myrtle Beach boasts many beautiful attractions within its sixty-miles of beautiful brown sand! There are amusements parks all over the place, many different golf courses, numerous outlet centers and shopping malls, and a wide variety of motels and hotels. Budgeting for any trip can be tricky, and Myrtle Beach has a number of different places to stay, but it may also be wise to look into alternate accomodation options as well! Ultimately, Myrtle Beach is an absolutely beautiful place to visit. The weather is always great and there is no shortage of fun things to do. Sitting outside, on the warm sand, and gazing at the stars is truly an experience to cherish!

#1 - The Grand Canyon

Yes, it’s a cliché, but there is a reason for that! The Grand Canyon is an immensely beautiful and fascinating place that allows you to witness the sheer breadth of what nature can create. For a family, this is excellent because your children will be able to witness and understand the beauty of nature and they will gain a respect and understanding of geological history, while also enjoying the beautiful weather and sights! You can rent a hotel or a motel for very cheap, and seeing The Grand Canyon is truly an amazing experience, one that we must all undertake at least once in our life. If you’re with your loved ones, then that’s even better!