27 April 2017

Increased Health Without Decreased Wealth: 5 Top Tips To Stay Healthy On A Budget


Let’s face it; you have no greater responsibility than keeping your body in great health. Consequently, nothing in this world should stand in the way of gaining positive results. Nonetheless, there are a variety of other life goals that need juggling, and personal finance is easily one of the most common concerns.

Seeing those advertisements for expensive treatments, PTs, and nutrition can leave you feeling like a healthy body will cost a bomb. It doesn’t have to be that way, though. Here are five simple tricks to help protect your health and wealth in one fell swoop.

Add a social aspect to working out--

In the grand scheme of things, paying $50 for a gym membership that can provide entertainment on a daily basis isn’t expensive. However, playing sports or attending yoga classes can make exercise more fun. Trade the Tuesday night meal and drinks for a physical activity, and you’ll save money while taking your fitness to the next level. Best of all, you won’t be compromising friendships.

Spinning, Cycling, Indoor Cycling, The Device, Bike

Take measures to avoid medical bills--

We all get ill from time to time, but these home remedies could save you time and money. Moreover, it’ll enable you to get back to full health far sooner, too. It’s still worth taking out a suitable health insurance policy as nobody wants to be hit with an astronomical expense. Nonetheless, prevention is the best form of protection for both your body and your bank account. Do not forget it.

Quit your bad habits--

Smoking is probably the most common issue to consider, as it could cost hundreds of dollars each month while slowly killing you, too. Even if it means switching to vaping first before quitting altogether, this is life upgrade you should look to achieve. Otherwise, the progress made in other areas will become very limited. So whether it’s smoking or something else, addressing those problems is vital.

Image result for quit smoking

Look for the cheapest route to improvement in all aspects of your health--

Take sleep as an example; many people will replace their entire bed when they only need a new mattress to enhance their rest. For more information see bestmattress-reviews.org to gain the best deals without the need for a new frame. The quest for cost-effectiveness can cover a host of other ideas from growing fruit and vegetables to using online PTs rather than in-person ones.

Start cooking from scratch--

Not only will this reduce the amount of processed food that you’re consuming, but it’ll cut the costs. You can take this one step further by using meal preps to increase quantities for reduced meal costs. Use this new approach to nutrition as a way to avoid eating out at work, and you should see a big impact on your world. It might take a few weeks to settle into the new habit. Once you do, though, you’ll never look back again.

See, it’s not nearly as hard as you first feared. A healthier, wealthier future beckons.

New Mommy: Ways To Make Some Money

It’s always a challenging time financially when you have a baby. After all, it means you will have to take time off from your job. You might not be entitled to any funds to cover the time you have off work. In fact, it can leave a lot of couples struggling in the first few months of being parents. It leaves a lot of moms wondering whether they should return to work sooner rather than later. However, the first few months are a wonderful time getting to know your baby. Therefore, you should stay at home with your little one if possible. Thankfully, there are some ways you can make some money while you are at home. In fact, here are some ways to make some money when you are a new mommy.

Sell baby stuff you are not using--

It’s so common, especially for first-time moms, to go a bit overboard when buying bits for their impending arrival. After all, they are unaware of what they really need for their little baby. So they tend to purchase a lot more than they need to for the newborn. This is before all the items that will come from family and friends. After all, they all will want to buy something for your little one. If you have a baby shower, you can expect a ton of gifts from this, too. But you will find you will barely use half the stuff you get for your baby. In fact, a lot of items will just sit untouched in your draws. It can feel like a waste when your little one isn’t using them. However, these items could be making you money. If you sell them on to other expectant moms, you will soon be raking in extra dollars. You might want to put them on an online selling site. Or you could even sell them through a social media site to moms in your local area. You might even want to have a yard sale which is a great way to sell your items. It can be hard to part with any of your little one’s item. After all, they can feel sentimental if your child has used them. But it can make you a small fortune and is the best way to part with your item as your child grows out of them. Therefore, try selling baby items to make some extra money while you are off with your baby.

Start a blog about parenting--

A lot of expectant moms love to read blogs in the run-up to their arrival. After all, it can give them handy tips and advice they can take forward for their own time with baby. A lot of people are making a ton of money from their blogs. After all, as the readership grows, they are more likely to get advertising and sponsored posts. Then they can soon rake in the funds from writing their blog. Therefore, you should consider doing some blogging while you are off with your baby. You can write about all the different experiences you are facing with your child. It will hopefully get people reading your blog. To ensure you make money, you need to ensure you use some form of search engine optimization. That way, anyone who is searching on Google for mommy blogs will come across yours. Then you will get advertising and companies paying you for sponsored pieces, too. You might even get things to write about which can be a bonus. After all, it might save you a fortune buying an item if you get one sent out to you for free to review! Remember to set up social media pages too. That way, you can share your blogs on these and will build up your audience.

Fill out surveys online--

Another thing which has become a popular way to make money over recent years is filling out surveys. After all, a lot of companies are willing to pay out money for people to fill out surveys on a number of different topics. It can often give companies research they need to move forward with their business. It can help them to make products which will fit their target audience’s requirements. Therefore, you can make some money while helping a company at the same time. There are a lot of survey sites you can join. There are some out there which are a scam rather than a decent way to make money. Therefore, before you sign up with any survey site, make sure you read a review similar to an ipoll review first to make sure they are legitimate. Make sure you are clear about exactly how you will be rewarded when you complete a survey. After all, you don’t want to spend time filling in a survey to find out you won’t be getting the money you are expecting!

Become a mystery shopper--

You will find you will spend a lot of time around the shops with your child. After all, you will constantly be needing to buy things like diapers and bottles. You will also need to get new toys and clothes as your child reaches another milestone. However, going shopping can prove a way to make you money if you become a mystery shopper. After all, you can head to a shop, make a purchase, and then review the service you received when you get home. You will get paid for the review you make about the shop. On top of this, you often get the item you bought from the shop for free too. Therefore, you are making and saving money at the same time. As with the surveys, you need to make sure you know exactly what you get from being a mystery shopper. After all, you don’t want to waste your time heading to the shops with your baby for nothing! Make sure you are clear on exactly what you are meant to do, so you fill out the review properly.

You might want to consider doing some babysitting. After all, you already have one baby to stay in and look after. So you might as well help out another family and earn some money at the same time!

Everything You Need to Know About Upcycling

Ever searched 'upcycling' on Google? If you do, you will most likely end up being faced with a whole array of Pinterest-style images of furniture that people have supposedly upcycled. Upcycling as a term simply means taking an old piece of furniture and reworking it into something new. It is a movement that has grown hugely in popularity in recent years. The hashtag '#upcycle' has over 1.3 million uses on Instagram alone - and as people look for more and more ways in which to make their homes unique, it only looks set to continue its rise. Plus, the shabby chic look is something that clearly isn't going out of style anytime soon. So, if you're interested, there's never been a better time to get into upcycling! However, there are a few things you need to know before you start. Unfortunately, it isn't always as easy as Pinterest likes to make out - and remember for every supposed upcycling miracle you see online, you don't really know how much help the person doing it really had behind the scenes. It can be fun and rewarding though, and you can look back on it happily when it's in your home, knowing you made it. Here's everything you need to know so you can embark on your upcycling journey like a pro!

Have a goal in mind--

You may be tempted to just go with the flow with your upcycling project. However, the last thing you want to do is to end up ruining the original piece of furniture because you made a mistake, or because you were too ambitious. Consider what your DIY skills are currently like and what comes under your remit of abilities. Remember that upcycling doesn't have to be flashy, and doesn't always have to result in a completely amazing, head-turning transformation. Sometimes, it can be as simple as sanding down an old table and giving it a lick of paint.

Get hold of the right tools--

Depending on what project you have in mind, you may need the assistance of various tools. If you are dealing with metal, you may want to check out this Hobart Stickmate 205 review. Any woodwork you embark on may require carpentry materials such as saws, so always make sure you have the necessary safety equipment by your side. Certain household items can also become your best friend when it comes to upcycling - you'll never underestimate the power of a hot glue gun ever again!

Use your imagination--

Part of the beauty of upcycling is being able to create something exactly in your mind's eye, rather than having to simply get something from the store than 300 other people have anyway. Look on social media and in lifestyle magazines for some inspiration, but at the same time, don't be afraid to go against the grain. If you're unsure, practice some sketches or even make smaller scale models of your ideas to see how they would work in real life.

5 REAL DIY Jobs That We Get Professionals to Do - Why?

Most of the time, when something goes wrong in our house, we look towards getting in touch with a professional in that field to come and sort it out. It’s good in one way; you are funding somebody’s salary who has trained for years to get to that level and is doing the job to the best of their ability (well, hopefully anyway). However, it’s not so good for your bank balance - especially if the job is relatively simple for you to execute yourself. So what do need to teach ourselves to do before reaching for the phone and getting somebody else to do it for us?

Unblocking Drains--

There are a lot of things that can go wrong with drains, but so many simple ways to avoid them happening. Hair and fat/oil are the main causes of blockages in bathrooms and kitchens. You never really notice how much hair you lose whilst washing yourself on a daily basis until you see it all being pulled out of a drain pipe. There are simple tools that you can get, such as a drain snake, which will be able to pull it all out of there for you. All you have to do it is feed it into the plug, give it a twist and see how many hairs it locks on to. As for having to plunge your drain to unblock it, the only plungers you should ever consider purchasing are those that the plumbers use themselves. That way you know that you’re using the best that you can to do the job correctly. As long as you have the tools that the plumbers use to a certain extent, you can get the same job done in no time and for a fraction of the cost.

Changing Fuses--

Most people call out an electrician when their electrical device has stopped working (or, in this day and age, will probably just buy a new one instead of going to the trouble to get somebody out to fix it for them). It doesn’t take much to take apart the plug and change the fuse in it - once you know how. Each device that you own, if it can be plugged into mains electricity, should be fused for your own safety. There will be a different amp of fuse in there (the most common ones range from 3A - 13A) depending on the size and the power of the gadget. Checking how to do it doesn’t require a degree in engineering, nor does it require for you to undertake an electrician course - it’s one of the easiest things that you learn as an electrician, and something that should be taught worldwide to save people from unnecessarily putting their hands in their pocket. Knowing how to rewire a plug is also something that can really help you save some money, but this takes a bit more willpower to learn. We are mainly taught the different colours of the wires in school, but forget it as we get older and as such forget what they mean and what they can do. There are sites online which will get you back up to speed and help you learn what you’ve lost.

Simple Carpentry--

There are some trades that it does take awhile to master, and carpentry is definitely one of them. Skimming and hanging doors, however, is just something that takes a little bit of mathematical skill to master and a bit more of your time effort to do. It could save you a lot of money in the long run. There are tutorials online which let you know the best way to get things done and will give you a step-by-step guide on what to do. The main thing that you will set you back are the materials that you will need; if you have any family or friends members that possess any saws, hammers, drills, and other carpentry instruments, see if they will teach you how to use them or, if you know, lend them to you for a bit while you get the job done. The more intricate things you should definitely leave up to a professional and give them the money for; these people are skilled artists in most cases, and can produce some beautiful one-off pieces. Definitely invest in them rather than a big furniture trade store for some bespoke pieces to add to your home.

Major Appliance Repair--

The best thing you can do when it comes to your major appliances is look for the cause of prevention. That’ll save anybody having to come out and do any maintenance work on them. Get them regularly serviced each year and there hopefully shouldn’t be any nasty surprises lurking and waiting for you further on into the future. Make sure that you clean out the filters regularly on your dishwasher, washing machine, and tumble dryer - these all gather different things from lint to hair grips (and a whole host of other things, too). If you fully empty all of your pockets and ensure that you are putting in clothes that aren’t going to get caught in your washing machine, this will also help prevent any accidents happening.

Car Services and Parts--

Looking after your car should be like second nature to invested car owners, but there are definitely things that go wrong which we can’t read the signs for - even the best mechanics sometimes are clueless as to what has gone awry. You always need to look at the warning signs in your car and take note of them and what they are suggesting for you to do - whether it’s getting yourself over to a garage as soon as possible or simply putting a bit more fuel in the tank. If you do some research and get yourself knowledgeable about your car and the workings of it, this will definitely help in the long run. Knowing the basics about car ownership and how to do relatively simple things like changing your tires, changing the oil, and knowing how to do a visual check are all of the things that will prevent you from calling out a professional more so than you should.

Moving on Short Notice?...

Moving to a new place is hard enough when you’ve got months ahead of you, let alone when it’s come as a sudden surprise! Countless people find themselves having to move on short notice every year, whether it’s due to a promotion they weren’t expecting, sudden financial shifts, or an offer coming up that was simply too good not to jump on. If the countdown’s started, here are some tips for managing a short-notice move.
Start Now!--
When you’re moving on short notice, there isn’t a moment to lose, so you need to get started as soon as possible on planning out the weeks ahead of you. Start off by calling up any moving companies and self-storage firms that you may need, and pinning down a date for the big day. These companies get booked up very quickly, and the longer you leave it, the less chance you’ll have of getting a slot that works for you. The sooner you start preparing for your move, the less overall stress you’ll have to deal with.
Get Packing--

You don’t need every last piece of paperwork to be finalized before you start packing. In fact, it’s a good idea to start getting anything non-essential in boxes as soon as you know for certain that you’re going to be moving. Furthermore, by spreading the packing process out over several days, you’ll avoid the strain of rushing through the process in one big, chaotic day of stress. As you pack your stuff, look for anything that you can afford to sell, donate, or throw away. The less stuff you have, the less you’ll need to worry about when it comes to unpacking and getting settled in. On the subject of packing, make sure you’re keeping stuff from certain rooms in certain boxes, and labeling those boxes accordingly. If you end up in the new place with a bunch of blank, identical boxes, with no dependable way of telling which box contains which stuff, it will make the process of getting settled in so much slower. On the other hand, if the “kitchen” boxes go straight to the kitchen, the “bedroom” boxes go straight to the bedroom and so on, unpacking can be a total breeze.
Call Some Friends--
In fact, you should probably call all of them! Even when you have a whole team to fall back on, moving into a new place can be a huge strain on your nerves. It’s going to be so much worse if you rise to the challenge by yourself, or with the help of your partner and no one else. Recruiting help with the move, even if it’s just a couple of friends, can go a surprisingly long way in making the process of moving faster and easier. It’s usually a good idea to contact more people than you realistically need. Everyone knows how much work it is to make a move happen, and there’s a chance that some people will duck out of it at the last minute!