27 September 2017

Taking Care of Elderly Loved Ones When You Can't Afford a Nursing Home

Our parents and grandparents are some of the most important people in our lives. These are the people who raised us, taught us life lessons, are there for us through the good and the bad. So when they get older, and the tables turn- it’s us looking after them- it can feel a bit strange. That role reversal and looking after the ones who looked after us is always a difficult one to deal with, and families can struggle with both the practicalities and costs of providing this care. If you know you can’t afford a care home for your elderly loved one, there are other options to ensure they’re properly looked after, and you have peace of mind for their well-being. Here are a few options.

Move Them in with You--

In some instances, when you need to care for a loved one it might make more sense for them to come and move in with you. If you have a spare room in your home you could set it up for them to live in, this could allow you to monitor them and act fast if any emergencies occur. Perhaps they have a condition that occasionally flares up, and they need help on hand or are at risk of things like strokes or heart attacks. That way you’re there to keep an eye on them if needed and call the emergency services if required. Having them move in with you can make sense from a financial point of view too, especially if they are struggling running their own home.

Move in with Them--

Another option depending on your circumstances would be for you to move in with your loved one. Perhaps they have a large house that they don’t want to give up, it can work out cheaper for you and your family to move in here so you can care for them. That way you’re not paying for two separate places and the travel to and from them each day.

Get Home Help--

If you’re not able to give your loved one the time commitments they need for care, perhaps as you have children to look after or work full time you could consider home help. Depending on the severity of their condition, this could just be a maid who cleans a few times a week, or a daily meal service to ensure they are eating well. It could mean having a carer come and take care of their personal needs or to stay with them overnight. People with dementia for example could get special dementia care, or those with general disabilities and ailments could be helped by a general carer. It allows your loved one to stay in their own home, and a few hours help each day will cost less than them moving into a care facility.

No matter which option you choose, it’s useful to know what kind of choices you have available when a care home isn’t an option. This way your loved one can be well looked after through the winter of their life, and you have peace of mind.

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