12 May 2016

What to Do If Your Home Is at Risk of Flooding

If you live on or near a floodplain, there’s a risk that your home may get damaged during heavy downpours. If your home is at risk of flooding, here are some pointers to keep you and your home safe.




Insurance--

Insurance is a good idea for all properties, but it’s particularly important if your home is at risk of flooding. As soon as you buy a house or a survey flags up alarm bells, invest in a comprehensive insurance policy. You will probably have to pay more if there is a good chance that your home will flood, but it’s always worth taking out protection. If your home does flood, your insurance will cover the cost of repairs and damages. When you’re shopping for insurance, compare prices and policies online. Contact different providers and see what they can offer you. Make sure you read the details of each plan carefully before you make a decision.

Flood defenses--

Sometimes, it’s impossible to protect your home against torrents of water, but there are often steps you can take to minimize damage. Use sandbags to create a barrier and ensure any holes or gaps in the walls are sealed. Invest in some air brick covers and give skirting boards a coat of varnish. If you’ve recently moved into your house, contact a firm such as http://www.waterdamagerestorationportland.net. It’s essential to have your property checked for existing water damage. If there are already signs of weakness, any further rainfall could cause even greater devastation.

Listen out for advice--

If you live in an area that floods frequently, make sure you keep an eye on weather forecasts. Listen out for warnings on local radio and read newspapers. Follow advice from meteorological experts. If you’ve been advised to leave home, don’t try and tough it out and hope that storms are not as severe as predicted. Call a friend or relative and arrange to stay with them for a couple of days. You can find the latest weather forecasts at http://www.weather.gov/.

Keep your valuables in a safe place--

If heavy rain is in the forecast and you’re worried about flooding, relocate your valuables upstairs. Alternatively, take them with you if you’re moving in with family temporarily. Try to move as much as you can upstairs. Tie down large pieces of furniture and arrange to park your car at a friend’s house. Make sure all electrical appliances are unplugged. If you’re doing up an old house and you’re rewiring the building, it may be a good idea to move power sockets higher up the walls.

Flooding can damage homes and possessions and displace people. If you live in an area known for flooding, it’s always best to be prepared. Take some steps to protect your home and try and stay up to date with weather warnings. Always follow the advice of experts and don’t assume that floods wreak havoc for others. There’s every chance that you could be affected, so never take risks. Ensure you have comprehensive insurance cover and arrange a visit from water damage experts to check the condition of your home. If floods are forecast, take shelter or move to a safe place with friends or relatives.

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